/* Контракт.Поддержка — лендинг оформления контракта */
:root {
  --bg: #0a0f09;
  --bg-elevated: #121711;
  --bg-card: #1a2217;
  --bg-card-soft: #151c13;
  --border: rgba(192, 158, 58, 0.22);
  --border-soft: rgba(255, 255, 255, 0.08);
  --gold: #c09e3a;
  --gold-bright: #d4b24a;
  --gold-dim: #a8862e;
  --gold-text: #c5a84a;
  --green: #3dba6a;
  --green-soft: rgba(61, 186, 106, 0.15);
  --text: #f2f2ea;
  --text-muted: #9aa092;
  --text-dim: #6f7668;
  --danger: #e07060;
  --radius: 14px;
  --radius-sm: 10px;
  --radius-pill: 999px;
  --font: "Manrope", "Segoe UI", system-ui, sans-serif;
  --header-h: 72px;
  --max: 1200px;
  --shadow: 0 12px 40px rgba(0, 0, 0, 0.35);
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: calc(var(--header-h) + 12px); }
body {
  margin: 0;
  font-family: var(--font);
  background: var(--bg);
  color: var(--text);
  line-height: 1.55;
  font-size: 16px;
  -webkit-font-smoothing: antialiased;
}
a { color: var(--gold-text); text-decoration: none; }
a:hover { color: var(--gold-bright); }
img { max-width: 100%; display: block; }
button, input, select, textarea { font: inherit; color: inherit; }
ul { margin: 0; padding: 0; list-style: none; }

.skip-link {
  position: absolute; left: -9999px; top: 0; z-index: 100;
  background: var(--gold); color: #111; padding: 8px 16px; font-weight: 700;
}
.skip-link:focus { left: 8px; top: 8px; }

.container { width: min(100% - 32px, var(--max)); margin-inline: auto; }
@media (min-width: 768px) {
  .container { width: min(100% - 48px, var(--max)); }
}

.gold { color: var(--gold-text); }

/* Buttons */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  min-height: 46px; padding: 0 20px;
  border-radius: var(--radius-sm);
  font-weight: 700; font-size: 13px; letter-spacing: 0.04em;
  text-transform: uppercase; text-decoration: none;
  border: 1px solid transparent; cursor: pointer;
  transition: background .2s, border-color .2s, color .2s, transform .15s;
  white-space: nowrap;
}
.btn:active { transform: translateY(1px); }
.btn-gold {
  background: var(--gold); color: #12120c; border-color: var(--gold);
}
.btn-gold:hover { background: var(--gold-bright); color: #12120c; border-color: var(--gold-bright); }
.btn-ghost {
  background: transparent; color: var(--text-muted); border-color: var(--border-soft);
}
.btn-ghost:hover { color: var(--text); border-color: var(--border); }
.btn-outline {
  background: transparent; color: var(--gold-text); border-color: var(--border);
}
.btn-outline:hover { background: rgba(192, 158, 58, 0.1); color: var(--gold-bright); }
.btn-block { width: 100%; }
.btn:disabled { opacity: 0.6; cursor: not-allowed; }

/* Header */
.site-header {
  position: sticky; top: 0; z-index: 50;
  background: rgba(10, 15, 9, 0.92);
  backdrop-filter: blur(14px);
  border-bottom: 1px solid var(--border-soft);
}
.header-inner {
  display: flex; align-items: center; gap: 16px;
  min-height: var(--header-h);
}
.logo {
  display: flex; align-items: center; gap: 12px;
  color: var(--text); flex-shrink: 0;
}
.logo:hover { color: var(--text); }
.logo-icon {
  width: 40px; height: 40px; border-radius: 10px;
  background: rgba(192, 158, 58, 0.12);
  color: var(--gold);
  display: grid; place-items: center; flex-shrink: 0;
  border: 1px solid var(--border);
}
.logo-text { display: flex; flex-direction: column; line-height: 1.15; }
.logo-name {
  font-weight: 800; font-size: 14px; letter-spacing: 0.02em;
  text-transform: uppercase; color: var(--text);
}
.logo-tag { font-size: 11px; color: var(--text-muted); margin-top: 2px; }

.nav-desktop {
  display: none; flex: 1; justify-content: center; gap: 2px; flex-wrap: wrap;
}
.nav-desktop a {
  color: var(--text-muted); font-size: 12px; font-weight: 700;
  letter-spacing: 0.06em; text-transform: uppercase;
  padding: 8px 10px; border-radius: 8px;
}
.nav-desktop a:hover,
.nav-desktop a.is-active { color: var(--gold-text); }

.header-actions { display: flex; align-items: center; gap: 10px; margin-left: auto; }
.header-phone {
  display: none; font-weight: 700; font-size: 14px;
  color: var(--gold-text); white-space: nowrap;
}
.header-phone:hover { color: var(--gold-bright); }
.header-actions .btn-gold { display: none; }

.burger {
  display: grid; place-items: center; gap: 5px;
  width: 42px; height: 42px; padding: 0;
  border: 1px solid var(--border-soft);
  border-radius: var(--radius-sm);
  background: var(--bg-card); cursor: pointer;
}
.burger span {
  display: block; width: 18px; height: 2px;
  background: var(--text); border-radius: 2px;
}

.nav-mobile {
  display: none; flex-direction: column; gap: 4px;
  padding: 8px 16px 20px;
  border-top: 1px solid var(--border-soft);
  background: var(--bg-elevated);
}
.nav-mobile.open { display: flex; }
.nav-mobile a {
  color: var(--text); font-weight: 600; font-size: 15px;
  padding: 12px 8px; border-bottom: 1px solid var(--border-soft);
}
.nav-mobile a.btn { border-bottom: none; margin-top: 8px; justify-content: center; }

@media (min-width: 1100px) {
  .nav-desktop { display: flex; }
  .header-phone { display: inline-flex; }
  .header-actions .btn-gold { display: inline-flex; }
  .burger { display: none; }
  .nav-mobile, .nav-mobile.open { display: none; }
}

/* Hero */
.hero {
  padding: 28px 0 48px;
  background:
    radial-gradient(ellipse 80% 50% at 10% 0%, rgba(192, 158, 58, 0.08), transparent 55%),
    var(--bg);
}
.hero-grid {
  display: grid; gap: 28px;
  align-items: start;
}
@media (min-width: 980px) {
  .hero {
    padding: 40px 0 64px;
  }
  .hero-grid {
    grid-template-columns: 1fr 1.05fr;
    gap: 36px;
    align-items: stretch;
  }
}

.status-pill {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 7px 14px;
  border: 1px solid rgba(61, 186, 106, 0.45);
  border-radius: var(--radius-pill);
  color: #b7e4c7; font-size: 13px; font-weight: 600;
  background: var(--green-soft);
  margin-bottom: 18px;
}
.status-dot {
  width: 8px; height: 8px; border-radius: 50%;
  background: var(--green);
  box-shadow: 0 0 0 4px rgba(61, 186, 106, 0.2);
}

.hero h1 {
  margin: 0 0 16px;
  font-size: clamp(28px, 5vw, 48px);
  line-height: 1.08;
  font-weight: 800;
  letter-spacing: -0.02em;
  text-transform: uppercase;
}
.h1-rest { color: var(--text); display: inline; }

.hero-lead {
  margin: 0 0 24px;
  color: var(--text-muted);
  font-size: 16px;
  max-width: 54ch;
}

.hero-stats {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
  margin-bottom: 18px;
}
.stat-card {
  background: var(--bg-card);
  border: 1px solid var(--border-soft);
  border-radius: var(--radius);
  padding: 16px 14px;
}
.stat-val {
  color: var(--gold-text);
  font-weight: 800;
  font-size: clamp(16px, 2.4vw, 22px);
  line-height: 1.2;
  margin-bottom: 6px;
}
.stat-label {
  color: var(--text-muted);
  font-size: 13px;
}

.hero-tags {
  display: flex; flex-wrap: wrap; gap: 8px;
  margin-bottom: 22px;
}
.hero-tags span {
  padding: 8px 12px;
  border: 1px solid var(--border-soft);
  border-radius: var(--radius-pill);
  background: rgba(255, 255, 255, 0.02);
  color: var(--text-muted);
  font-size: 12px; font-weight: 600;
}

.hero-ctas {
  display: flex; flex-wrap: wrap; gap: 10px;
}
@media (max-width: 480px) {
  .hero-ctas .btn { width: 100%; }
}

/* Form */
.form-card {
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: 18px;
  padding: 22px 18px 24px;
  box-shadow: var(--shadow);
}
.form-card--wide {
  padding: 26px 20px 28px;
}
@media (min-width: 768px) {
  .form-card { padding: 28px 26px 30px; }
  .form-card--wide { padding: 34px 30px 32px; }
}
@media (min-width: 1024px) {
  .form-card--wide {
    min-width: min(100%, 440px);
  }
}
.form-card h2 {
  margin: 0 0 8px;
  font-size: 22px;
  font-weight: 800;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  color: var(--gold-text);
}
.form-card--wide h2 {
  font-size: clamp(1.35rem, 2.4vw, 1.6rem);
}
.form-sub {
  margin: 0 0 20px;
  color: var(--text-muted);
  font-size: 14px;
}
.form-card--wide .form-sub {
  margin-bottom: 22px;
  font-size: 15px;
  line-height: 1.45;
}
.form-section-label {
  margin: 8px 0 14px;
  font-size: 12px;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--gold-text);
}
.form-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 0 12px;
}
@media (min-width: 520px) {
  .form-grid { grid-template-columns: 1fr 1fr; }
}
.form-card--wide .field { margin-bottom: 16px; }
.form-card--wide .field input:not([type="checkbox"]),
.form-card--wide .field select {
  min-height: 52px;
  font-size: 16px;
}

.field { margin-bottom: 14px; }
.field label {
  display: block;
  margin-bottom: 6px;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  color: var(--text);
}
.req { color: #e07060; }
.field input:not([type="checkbox"]),
.field select,
.field textarea {
  width: 100%;
  min-height: 46px;
  padding: 10px 14px;
  background: #10150f;
  border: 1px solid rgba(255, 255, 255, 0.12);
  border-radius: 10px;
  color: var(--text);
  outline: none;
  transition: border-color .2s, box-shadow .2s;
  appearance: none;
  -webkit-appearance: none;
}
.field select {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1.5L6 6.5L11 1.5' stroke='%239aa092' stroke-width='1.6' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 14px center;
  padding-right: 36px;
}
.field select option { background: #1a2217; color: #f2f2ea; }
.field textarea { min-height: 90px; resize: vertical; }
.field input:not([type="checkbox"])::placeholder,
.field textarea::placeholder { color: var(--text-dim); }
.field input:not([type="checkbox"]):focus,
.field select:focus,
.field textarea:focus {
  border-color: var(--gold);
  box-shadow: 0 0 0 3px rgba(192, 158, 58, 0.18);
}
.hint {
  display: none;
  margin-top: 5px;
  font-size: 12px;
  color: var(--danger);
}
.field.error input:not([type="checkbox"]),
.field.error select,
.field.error textarea { border-color: var(--danger); }
.field.error .hint { display: block; }

.consent {
  display: flex; align-items: flex-start; gap: 10px;
  margin: 6px 0 16px;
  color: var(--text-muted);
  font-size: 13px;
  cursor: pointer;
  user-select: none;
}
.consent input[type="checkbox"] {
  appearance: none;
  -webkit-appearance: none;
  width: 20px;
  height: 20px;
  min-height: 20px;
  margin: 1px 0 0;
  padding: 0;
  flex-shrink: 0;
  border: 1.5px solid rgba(192, 158, 58, 0.55);
  border-radius: 5px;
  background: #10150f;
  cursor: pointer;
  display: grid;
  place-items: center;
  transition: background .15s, border-color .15s, box-shadow .15s;
}
.consent input[type="checkbox"]::after {
  content: "";
  width: 11px;
  height: 7px;
  border-left: 2px solid #12120c;
  border-bottom: 2px solid #12120c;
  transform: rotate(-45deg) translate(1px, -1px) scale(0);
  opacity: 0;
  transition: transform .12s ease, opacity .12s ease;
}
.consent input[type="checkbox"]:checked {
  background: var(--gold);
  border-color: var(--gold);
}
.consent input[type="checkbox"]:checked::after {
  opacity: 1;
  transform: rotate(-45deg) translate(1px, -1px) scale(1);
}
.consent input[type="checkbox"]:focus-visible {
  outline: none;
  box-shadow: 0 0 0 3px rgba(192, 158, 58, 0.28);
}
.consent.field.error input[type="checkbox"] {
  border-color: var(--danger);
}
.consent.field.error span { color: var(--danger); }

.form-note {
  margin: 12px 0 0;
  text-align: center;
  color: var(--text-dim);
  font-size: 13px;
}
.form-status {
  display: none;
  margin-top: 12px;
  padding: 12px 14px;
  border-radius: 10px;
  font-size: 14px;
  font-weight: 600;
}
.form-status.ok {
  display: block;
  background: rgba(61, 186, 106, 0.12);
  border: 1px solid rgba(61, 186, 106, 0.35);
  color: #b7e4c7;
}
.form-status.err {
  display: block;
  background: rgba(224, 112, 96, 0.12);
  border: 1px solid rgba(224, 112, 96, 0.35);
  color: #f0b0a4;
}

.form-note a {
  color: var(--gold-bright);
  font-weight: 700;
  text-decoration: none;
}
.form-note a:hover { text-decoration: underline; }

/* Sections */
.section { padding: 56px 0; }
.section-alt { background: var(--bg-elevated); }
@media (min-width: 768px) {
  .section { padding: 80px 0; }
}

.section-head {
  text-align: center;
  max-width: 720px;
  margin: 0 auto 36px;
}
.section-label {
  display: block;
  margin-bottom: 10px;
  color: var(--gold-text);
  font-size: 12px;
  font-weight: 800;
  letter-spacing: 0.12em;
  text-transform: uppercase;
}
.section-title {
  margin: 0 0 12px;
  font-size: clamp(24px, 4vw, 36px);
  font-weight: 800;
  letter-spacing: 0.02em;
  text-transform: uppercase;
  line-height: 1.15;
  color: var(--text);
}
.section-desc {
  margin: 0;
  color: var(--text-muted);
  font-size: 15px;
}
.section-links {
  display: flex; flex-wrap: wrap; align-items: center; justify-content: center;
  gap: 10px 14px;
  margin-top: 28px;
}
.section-links .dot { color: var(--text-dim); }
.section-links a:not(.btn) {
  font-weight: 700;
  font-size: 14px;
}

/* Finance */
.finance-stats {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 12px;
  margin-bottom: 20px;
}
@media (min-width: 900px) {
  .finance-stats { grid-template-columns: repeat(4, 1fr); gap: 14px; }
}
.finance-stat {
  text-align: center;
  padding: 22px 14px;
  background: var(--bg-card);
  border: 1px solid var(--border);
  border-radius: var(--radius);
}
.finance-stat-val {
  color: var(--gold-text);
  font-size: clamp(20px, 2.8vw, 28px);
  font-weight: 800;
  margin-bottom: 8px;
  line-height: 1.15;
}
.finance-stat-label {
  color: var(--text);
  font-size: 13px;
}

.detail-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 12px;
}
@media (min-width: 700px) {
  .detail-grid { grid-template-columns: 1fr 1fr; }
}
@media (min-width: 1000px) {
  .detail-grid { grid-template-columns: 1fr 1fr 1fr; gap: 14px; }
}
.detail-card {
  background: var(--bg-card-soft);
  border-radius: var(--radius);
  padding: 24px 22px;
}
.detail-card h3 {
  margin: 0 0 10px;
  font-size: 15px;
  font-weight: 800;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  color: var(--text);
}
.detail-card p {
  margin: 0;
  color: var(--text-muted);
  font-size: 14px;
}

/* Directions */
.directions-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 14px;
}
@media (min-width: 700px) {
  .directions-grid { grid-template-columns: 1fr 1fr; }
}
@media (min-width: 1000px) {
  .directions-grid { grid-template-columns: 1fr 1fr 1fr; }
}
.dir-card {
  display: flex; flex-direction: column;
  background: var(--bg-card);
  border: 1px solid var(--border-soft);
  border-radius: var(--radius);
  padding: 24px 22px;
  min-height: 100%;
}
.dir-badge {
  display: inline-flex; align-self: flex-start;
  margin-bottom: 14px;
  padding: 6px 10px;
  border-radius: var(--radius-pill);
  border: 1px solid var(--border);
  background: rgba(192, 158, 58, 0.08);
  color: var(--gold-text);
  font-size: 11px;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}
.dir-card h3 {
  margin: 0 0 10px;
  font-size: 20px;
  font-weight: 800;
  color: var(--text);
}
.dir-card p {
  margin: 0 0 18px;
  color: var(--text-muted);
  font-size: 14px;
  flex: 1;
}
.dir-card .btn { align-self: flex-start; min-height: 40px; font-size: 12px; }

/* Steps */
.steps-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 12px;
}
@media (min-width: 640px) {
  .steps-grid { grid-template-columns: 1fr 1fr; }
}
@media (min-width: 1100px) {
  .steps-grid { grid-template-columns: repeat(5, 1fr); gap: 12px; }
}
.step-card {
  background: var(--bg-card);
  border: 1px solid var(--border-soft);
  border-radius: var(--radius);
  padding: 22px 18px;
}
.step-num {
  color: var(--gold-text);
  font-size: 28px;
  font-weight: 800;
  line-height: 1;
  margin-bottom: 12px;
}
.step-card h3 {
  margin: 0 0 8px;
  font-size: 15px;
  font-weight: 800;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}
.step-card p {
  margin: 0;
  color: var(--text-muted);
  font-size: 13px;
}

/* Trust */
.trust-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 18px 24px;
  max-width: 980px;
  margin: 0 auto;
}
@media (min-width: 700px) {
  .trust-grid { grid-template-columns: 1fr 1fr; }
}
@media (min-width: 1000px) {
  .trust-grid { grid-template-columns: 1fr 1fr 1fr 1fr; }
  .trust-item:nth-child(5) { grid-column: 1; }
}
.trust-item {
  display: flex; gap: 14px; align-items: flex-start;
}
.trust-icon {
  width: 42px; height: 42px; flex-shrink: 0;
  display: grid; place-items: center;
  border-radius: 10px;
  background: #1f2a1c;
  border: 1px solid rgba(192, 158, 58, 0.25);
  color: var(--gold-text);
  font-weight: 800;
  font-size: 16px;
}
.trust-item h3 {
  margin: 0 0 4px;
  font-size: 16px;
  font-weight: 800;
}
.trust-item p {
  margin: 0;
  color: var(--text-muted);
  font-size: 14px;
}

/* Articles */
.articles-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 14px;
}
@media (min-width: 800px) {
  .articles-grid { grid-template-columns: 1fr 1fr 1fr; }
}
.article-card {
  background: var(--bg-card);
  border: 1px solid var(--border-soft);
  border-radius: var(--radius);
  padding: 24px 22px;
}
.article-meta {
  display: block;
  margin-bottom: 10px;
  color: var(--gold-text);
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.06em;
  text-transform: uppercase;
}
.article-card h3 {
  margin: 0 0 10px;
  font-size: 18px;
  font-weight: 800;
}
.article-card p {
  margin: 0 0 16px;
  color: var(--text-muted);
  font-size: 14px;
}
.article-card a {
  font-weight: 700;
  font-size: 14px;
}

/* FAQ */
.faq-list {
  max-width: 820px;
  margin: 0 auto;
  display: flex;
  flex-direction: column;
  gap: 10px;
}
.faq-item {
  background: var(--bg-card);
  border: 1px solid var(--border-soft);
  border-radius: var(--radius);
  padding: 0 18px;
}
.faq-item summary {
  list-style: none;
  cursor: pointer;
  padding: 18px 28px 18px 0;
  font-weight: 700;
  font-size: 15px;
  position: relative;
}
.faq-item summary::-webkit-details-marker { display: none; }
.faq-item summary::after {
  content: "+";
  position: absolute; right: 0; top: 50%;
  transform: translateY(-50%);
  color: var(--gold-text);
  font-size: 20px; font-weight: 700;
}
.faq-item[open] summary::after { content: "−"; }
.faq-item p {
  margin: 0 0 18px;
  color: var(--text-muted);
  font-size: 14px;
  padding-right: 12px;
}

/* Final CTA */
.cta-section { padding-top: 40px; }
.cta-box {
  text-align: center;
  background:
    radial-gradient(ellipse 70% 80% at 50% 0%, rgba(192, 158, 58, 0.12), transparent 60%),
    var(--bg-card);
  border: 1px solid var(--border);
  border-radius: 20px;
  padding: 40px 22px;
}
@media (min-width: 768px) {
  .cta-box { padding: 56px 48px; }
}
.cta-box h2 {
  margin: 0 0 12px;
  font-size: clamp(22px, 3.5vw, 32px);
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.02em;
}
.cta-box > p {
  margin: 0 auto 22px;
  max-width: 52ch;
  color: var(--text-muted);
}
.cta-points {
  display: grid;
  gap: 8px;
  max-width: 420px;
  margin: 0 auto 24px;
  text-align: left;
}
.cta-points li {
  position: relative;
  padding-left: 18px;
  color: var(--text);
  font-size: 14px;
  font-weight: 600;
}
.cta-points li::before {
  content: "";
  position: absolute; left: 0; top: 8px;
  width: 7px; height: 7px; border-radius: 50%;
  background: var(--gold);
}
.cta-actions {
  display: flex; flex-wrap: wrap; gap: 14px;
  justify-content: center; align-items: center;
  margin-bottom: 18px;
}
.cta-phone {
  font-size: 18px;
  font-weight: 800;
  color: var(--gold-text);
}
.cta-disclaimer {
  margin: 0 auto;
  max-width: 70ch;
  color: var(--text-dim);
  font-size: 12px;
  line-height: 1.5;
}

/* Footer */
.site-footer {
  padding: 48px 0 28px;
  border-top: 1px solid var(--border-soft);
  background: #080c07;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1fr;
  gap: 28px;
  margin-bottom: 32px;
}
@media (min-width: 800px) {
  .footer-grid { grid-template-columns: 1.4fr 1fr 1fr; gap: 40px; }
}
.footer-brand p {
  margin: 14px 0 0;
  color: var(--text-muted);
  font-size: 14px;
  max-width: 40ch;
}
.footer-phone { color: var(--text) !important; }
.footer-phone a { font-weight: 700; }
.site-footer h3 {
  margin: 0 0 14px;
  font-size: 13px;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  color: var(--gold-text);
}
.site-footer ul { display: grid; gap: 8px; }
.site-footer li a {
  color: var(--text-muted);
  font-size: 14px;
}
.site-footer li a:hover { color: var(--text); }

.legal-box {
  background: var(--bg-card);
  border: 1px solid var(--border-soft);
  border-radius: var(--radius);
  padding: 24px 20px;
  margin-bottom: 24px;
}
.legal-box h3 {
  text-align: center;
  margin-bottom: 16px;
}
.legal-box p {
  margin: 0 0 12px;
  color: var(--text-dim);
  font-size: 13px;
  line-height: 1.55;
}
.legal-box hr {
  border: none;
  border-top: 1px solid var(--border-soft);
  margin: 16px 0;
}
.legal-box strong { color: var(--text-muted); font-weight: 700; }

.footer-bottom {
  display: flex; align-items: center; justify-content: space-between; gap: 16px;
  padding-top: 8px;
}
.footer-bottom p {
  margin: 0;
  color: var(--text-dim);
  font-size: 12px;
}
.to-top {
  width: 42px; height: 42px;
  border-radius: 10px;
  border: 1px solid var(--border);
  background: var(--bg-card);
  color: var(--gold-text);
  font-size: 18px;
  cursor: pointer;
  opacity: 0;
  pointer-events: none;
  transition: opacity .2s;
}
.to-top.show { opacity: 1; pointer-events: auto; }
.to-top:hover { background: rgba(192, 158, 58, 0.12); }

@media (max-width: 479px) {
  .hero h1 { font-size: 26px; }
  .stat-val { font-size: 15px; }
  .finance-stat-val { font-size: 18px; }
}